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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,676 | $56,134-75.6% | $96,161-85.8% | $85,856-84.1% |
| Participation rate | 66.7% | 56.7%+10.0pp | 68.4%-1.8pp | 69.3%-2.7pp |
| Annual return | 14.00% | 42.30%-28.3pp | 192.01%-178.0pp | 318.58%-304.6pp |
| Employer contribution / active EE | $1,327 | $1,620-18.1% | $2,798-52.6% | $2,565-48.3% |
| Participant deferral / active EE | $0 | $2,858-100.0% | $4,349-100.0% | $3,952-100.0% |
| Admin fee / account holder | $580 | $3,769-84.6% | $5,538-89.5% | $6,261-90.7% |