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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,229 | $49,896-61.5% | $80,627-76.2% | $75,173-74.4% |
| Participation rate | 57.1% | 55.3%+1.8pp | 67.0%-9.9pp | 67.2%-10.1pp |
| Annual return | 17.83% | 34.67%-16.8pp | 936.76%-918.9pp | 160.72%-142.9pp |
| Employer contribution / active EE | $739 | $1,699-56.5% | $2,723-72.9% | $2,671-72.3% |
| Participant deferral / active EE | $1,548 | $2,992-48.3% | $4,443-65.2% | $4,126-62.5% |
| Admin fee / account holder | $330 | $3,578-90.8% | $5,381-93.9% | $5,651-94.2% |