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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,952 | $65,555-80.2% | $86,216-85.0% | $75,173-82.8% |
| Participation rate | 82.5% | 60.5%+22.0pp | 69.0%+13.5pp | 67.2%+15.3pp |
| Annual return | 14.89% | 46.07%-31.2pp | 1169.42%-1154.5pp | 160.72%-145.8pp |
| Employer contribution / active EE | $1,190 | $1,553-23.4% | $2,382-50.0% | $2,671-55.4% |
| Participant deferral / active EE | $1,982 | $3,023-34.4% | $3,986-50.3% | $4,126-52.0% |
| Admin fee / account holder | $1,173 | $5,469-78.6% | $6,853-82.9% | $5,651-79.2% |