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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,626 | $59,819-87.3% | $79,583-90.4% | $68,490-88.9% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.5%+30.5pp | 67.9%+32.1pp |
| Annual return | -19.01% | -12.30%-6.7pp | 0.16%-19.2pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,238 | $1,505-17.7% | $2,414-48.7% | $2,597-52.3% |
| Participant deferral / active EE | $2,053 | $3,025-32.1% | $3,986-48.5% | $4,028-49.0% |
| Admin fee / account holder | $1,088 | $4,835-77.5% | $6,835-84.1% | $5,403-79.9% |