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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,010 | $70,418-88.6% | $96,570-91.7% | $85,847-90.7% |
| Participation rate | 87.2% | 61.8%+25.4pp | 69.8%+17.4pp | 69.3%+17.9pp |
| Annual return | 11.38% | 18.59%-7.2pp | 37.79%-26.4pp | 318.61%-307.2pp |
| Employer contribution / active EE | $1,085 | $1,413-23.2% | $2,357-54.0% | $2,565-57.7% |
| Participant deferral / active EE | $1,787 | $2,894-38.3% | $3,849-53.6% | $3,952-54.8% |
| Admin fee / account holder | $362 | $4,995-92.8% | $6,182-94.1% | $6,261-94.2% |