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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,677 | $85,766-60.7% | $136,298-75.3% | $70,126-52.0% |
| Participation rate | 78.8% | 74.2%+4.6pp | 81.9%-3.1pp | 69.5%+9.2pp |
| Annual return | 20.16% | 31.46%-11.3pp | 5156.27%-5136.1pp | 73.15%-53.0pp |
| Employer contribution / active EE | $1,620 | $2,966-45.4% | $4,696-65.5% | $2,343-30.8% |
| Participant deferral / active EE | $2,586 | $5,051-48.8% | $6,247-58.6% | $3,332-22.4% |
| Admin fee / account holder | $2,853 | $5,421-47.4% | $9,244-69.1% | $4,645-38.6% |