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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,334 | $127,387-75.4% | $115,038-72.8% | $125,389-75.0% |
| Participation rate | 58.3% | 84.2%-25.8pp | 81.4%-23.0pp | 83.2%-24.9pp |
| Annual return | -5.22% | 31.28%-36.5pp | 26.14%-31.4pp | 282.24%-287.5pp |
| Employer contribution / active EE | $1,735 | $5,166-66.4% | $4,608-62.4% | $4,866-64.4% |
| Participant deferral / active EE | $2,571 | $6,423-60.0% | $6,026-57.3% | $5,352-52.0% |
| Admin fee / account holder | $37 | $9,516-99.6% | $8,175-99.6% | $9,541-99.6% |