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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,267 | $209,422-60.7% | $178,503-53.9% | $158,982-48.3% |
| Participation rate | 77.8% | 86.4%-8.6pp | 81.9%-4.2pp | 82.0%-4.2pp |
| Annual return | 14.90% | 188.81%-173.9pp | 151.12%-136.2pp | 302.99%-288.1pp |
| Employer contribution / active EE | $2,354 | $5,707-58.8% | $5,011-53.0% | $4,763-50.6% |
| Participant deferral / active EE | $7,013 | $5,955+17.8% | $5,202+34.8% | $5,983+17.2% |
| Admin fee / account holder | $523 | $17,079-96.9% | $13,987-96.3% | $11,252-95.4% |