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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,671 | $217,432-54.6% | $185,851-46.9% | $167,553-41.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.34% | 148.43%-136.1pp | 122.11%-109.8pp | 478.89%-466.5pp |
| Employer contribution / active EE | $12,331 | $5,874+109.9% | $5,168+138.6% | $4,840+154.8% |
| Participant deferral / active EE | $6,505 | $6,357+2.3% | $5,569+16.8% | $6,343+2.6% |
| Admin fee / account holder | $686 | $19,820-96.5% | $16,245-95.8% | $12,316-94.4% |