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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $89,200 |
Service code 99 1801 CALIFORNIA STREET · DENVER, CO 80202 | Other Fees | $4,491 |
MMA SECURITIES LLC6 years Service code 55 PO BOX 9497 · PO BOX, NY 10087 | Other Commissions | $106 |
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN PENSION, LLC Service code 13 186 SHERMAN AVENUE · BERKELEY HEIGHTS, NJ 07069 | Contract Administrator | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,574 | $71,534+40.6% | $98,462+2.1% | $71,529+40.6% |
| Participation rate | 100.0% | 72.7%+27.3pp | 75.2%+24.8pp | 67.9%+32.1pp |
| Annual return | 17.93% | 32.44%-14.5pp | 21.17%-3.2pp | 28.97%-11.0pp |
| Employer contribution / active EE | $3,223 | $2,399+34.3% | $3,049+5.7% | $2,590+24.4% |
| Participant deferral / active EE | $6,694 | $4,109+62.9% | $4,738+41.3% | $4,291+56.0% |
| Admin fee / account holder | $348 | $1,677-79.2% | $8,875-96.1% | $1,588-78.1% |