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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $106,276 |
Service code 99 1801 CALIFORNIA STREET · DENVER, CO 80202 | Other Fees | $5,210 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $878 |
AMERICAN REALTY ADVISORS3 years Filed as: AMERICAN PENSION, LLC Service code 13 186 SHERMAN AVENUE · BERKELEY HEIGHTS, NJ 07069 | Contract Administrator | $0 |
MMA SECURITIES LLC7 years Service code 55 PO BOX 9497 · NEW YORK, NY 10087 | Other Commissions | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,592 | $78,483+51.1% | $106,201+11.7% | $74,546+59.1% |
| Participation rate | 90.1% | 72.8%+17.3pp | 75.3%+14.8pp | 67.2%+22.9pp |
| Annual return | 13.18% | 15.94%-2.8pp | 116.26%-103.1pp | 1366.03%-1352.9pp |
| Employer contribution / active EE | $2,893 | $2,522+14.7% | $3,170-8.7% | $2,624+10.2% |
| Participant deferral / active EE | $6,317 | $4,320+46.2% | $5,012+26.0% | $4,347+45.3% |
| Admin fee / account holder | $437 | $2,236-80.5% | $11,039-96.0% | $1,944-77.5% |