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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,591 | $110,337-85.9% | $102,383-84.8% | $145,877-89.3% |
| Participation rate | 94.4% | 77.9%+16.5pp | 74.5%+19.9pp | 80.3%+14.1pp |
| Annual return | 13.98% | 24.83%-10.9pp | 24.94%-11.0pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,642 | $4,216-61.0% | $3,870-57.6% | $4,663-64.8% |
| Participant deferral / active EE | $675 | $5,621-88.0% | $5,060-86.7% | $6,691-89.9% |
| Admin fee / account holder | $640 | $9,750-93.4% | $8,391-92.4% | $13,402-95.2% |