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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,642 | $64,729-83.6% | $112,263-90.5% | $68,490-84.5% |
| Participation rate | 82.1% | 67.2%+15.0pp | 75.1%+7.1pp | 67.9%+14.2pp |
| Annual return | -17.13% | -11.40%-5.7pp | 27.49%-44.6pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,915 | $2,746-30.3% | $3,636-47.3% | $2,597-26.3% |
| Participant deferral / active EE | $3,318 | $3,566-6.9% | $4,729-29.8% | $4,028-17.6% |
| Admin fee / account holder | $607 | $5,222-88.4% | $6,410-90.5% | $5,403-88.8% |