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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,141 | $106,008-95.2% | $92,240-94.4% | $147,586-96.5% |
| Participation rate | 85.7% | 80.4%+5.3pp | 76.5%+9.2pp | 82.8%+2.9pp |
| Annual return | 31.63% | 50.05%-18.4pp | 176.29%-144.7pp | 578.59%-547.0pp |
| Employer contribution / active EE | $2,935 | $4,333-32.3% | $3,680-20.2% | $4,876-39.8% |
| Participant deferral / active EE | $1,661 | $4,478-62.9% | $3,897-57.4% | $5,439-69.5% |
| Admin fee / account holder | $354 | $6,333-94.4% | $5,194-93.2% | $10,886-96.8% |