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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,273 | $183,592+79.4% | $155,574+111.7% | $145,877+125.7% |
| Participation rate | 93.8% | 82.7%+11.1pp | 78.2%+15.5pp | 80.3%+13.4pp |
| Annual return | 17.46% | 61.37%-43.9pp | 64.87%-47.4pp | 551.28%-533.8pp |
| Employer contribution / active EE | $15,867 | $5,317+198.4% | $4,676+239.4% | $4,663+240.3% |
| Participant deferral / active EE | $10,797 | $6,466+67.0% | $5,629+91.8% | $6,691+61.4% |
| Admin fee / account holder | $4,590 | $19,316-76.2% | $15,914-71.2% | $13,402-65.7% |