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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,848 | $175,231+59.7% | $149,696+86.9% | $139,466+100.7% |
| Participation rate | 94.1% | 83.4%+10.7pp | 78.8%+15.3pp | 80.3%+13.8pp |
| Annual return | 20.54% | 166.77%-146.2pp | 134.46%-113.9pp | 373.66%-353.1pp |
| Employer contribution / active EE | $12,322 | $5,478+124.9% | $4,821+155.6% | $4,754+159.2% |
| Participant deferral / active EE | $10,634 | $6,521+63.1% | $5,682+87.2% | $6,712+58.4% |
| Admin fee / account holder | $2,841 | $16,155-82.4% | $13,212-78.5% | $11,409-75.1% |