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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,927 | $167,362+50.5% | $143,799+75.2% | $134,532+87.3% |
| Participation rate | 78.9% | 84.8%-5.9pp | 80.3%-1.4pp | 81.2%-2.3pp |
| Annual return | -19.96% | 0.47%-20.4pp | -0.04%-19.9pp | 418.27%-438.2pp |
| Employer contribution / active EE | $9,530 | $5,620+69.6% | $4,952+92.4% | $4,741+101.0% |
| Participant deferral / active EE | $8,413 | $6,447+30.5% | $5,638+49.2% | $6,401+31.4% |
| Admin fee / account holder | $1,288 | $18,094-92.9% | $14,677-91.2% | $11,429-88.7% |