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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,433 | $185,312+109.1% | $161,489+139.9% | $154,746+150.4% |
| Participation rate | 94.4% | 82.5%+12.0pp | 78.7%+15.7pp | 80.7%+13.7pp |
| Annual return | 14.89% | 103.84%-89.0pp | 89.72%-74.8pp | 172.34%-157.5pp |
| Employer contribution / active EE | $14,605 | $4,769+206.2% | $4,268+242.2% | $4,379+233.5% |
| Participant deferral / active EE | $7,306 | $6,350+15.1% | $5,630+29.8% | $6,730+8.5% |
| Admin fee / account holder | $25,692 | $18,654+37.7% | $16,006+60.5% | $14,365+78.8% |