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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,453 | $49,976+25.0% | $66,674-6.3% | $82,637-24.4% |
| Participation rate | 68.2% | 63.1%+5.1pp | 73.7%-5.5pp | 68.1%+0.1pp |
| Annual return | 17.16% | 39.09%-21.9pp | 321.24%-304.1pp | 53.51%-36.3pp |
| Employer contribution / active EE | $3,803 | $1,988+91.3% | $2,620+45.2% | $2,552+49.0% |
| Participant deferral / active EE | $7,986 | $2,847+180.6% | $4,084+95.5% | $4,126+93.5% |
| Admin fee / account holder | $8,704 | $4,594+89.5% | $5,098+70.7% | $7,339+18.6% |