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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,418 | $29,670+16.0% | $56,054-38.6% | $80,911-57.5% |
| Participation rate | 32.7% | 41.7%-9.0pp | 52.5%-19.8pp | 67.6%-35.0pp |
| Annual return | 13.04% | 35.24%-22.2pp | 1705.95%-1692.9pp | 35.63%-22.6pp |
| Employer contribution / active EE | $313 | $670-53.2% | $1,039-69.8% | $2,756-88.6% |
| Participant deferral / active EE | $1,889 | $1,227+54.0% | $1,952-3.2% | $4,297-56.0% |
| Admin fee / account holder | $35,274 | $2,431+1351.1% | $2,822+1149.8% | $6,935+408.7% |