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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,875 | $27,632+73.3% | $61,452-22.1% | $68,486-30.1% |
| Participation rate | 35.6% | 39.5%-4.0pp | 52.6%-17.0pp | 67.9%-32.3pp |
| Annual return | -19.57% | -13.24%-6.3pp | 338.96%-358.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $347 | $696-50.1% | $1,160-70.1% | $2,597-86.6% |
| Participant deferral / active EE | $1,459 | $1,264+15.4% | $2,125-31.3% | $4,028-63.8% |
| Admin fee / account holder | $302 | $2,010-85.0% | $2,131-85.8% | $5,404-94.4% |