Retirement plan

STRATA G PROFIT SHARING PLAN

Name: STRATA-G, LLC - STRATA G PROFIT SHARING PLAN (2019) Form 5500
Creator: STRATA-G, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STRATA G PROFIT SHARING PLAN, STRATA-G, LLC

STRATA-G, LLCEIN 01-0712797Plan #001PY 2019

2027 CASTAIC LANE - KNOXVILLE, TN 37932865-934-3400stratag.orgLinkedIn201-500 employeesenvironmental services

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$15.5M

+15.7% from 2018

Total participants

163

+15.6% from 2018

Average account balance

$95,070

+0.1% from 2018

Annual return

18.85%

+13.17 pp from 2018

Benchmarks

See 5,552 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,552 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$32.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$121K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

269

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

66.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.23M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.14%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$336

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
SAGEPOINT FINANCIAL INC4 years Filed as: FSC SECURITIES CORPORATION Service code 27 2300 WINDY RIDGE PKWY. · ATLANTA, GA 30339	Advisory (Plan)	$27,452
TENNESSEE PENSION ADMINISTRATORS5+ years Service code 13 11911 KINGSTON PIKE · KNOXVILLE, TN 37934	Contract Administrator	$15,158
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$15,031
WOODALL GROUP, LLC3 years Service code 10 10401 BRADFORD PEAR COURT · KNOXVILLE, TN 37932	Accounting	$6,500

Plan features & details

Pension benefit codes2E2F2G2J2K3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$64K

$526 / participant

Investment mgmt$42K66.2%
Contract admin$15K23.6%
Other / not subdivided$7K10.1%

% of EOY assets

0.414%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WOODALL GROUP LLC
Auditor EIN: 201325195
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$95,070

$89,652+6.0%

$141,197-32.7%

$65,186+45.8%

Participation rate

100.0%

74.7%+25.3pp

82.5%+17.5pp

70.2%+29.8pp

Annual return

18.85%

32.79%-13.9pp

71.41%-52.6pp

29.39%-10.5pp

Employer contribution / active EE

$1,516

$3,065-50.5%

$4,736-68.0%

$2,177-30.3%

Participant deferral / active EE

$6,738

$5,691+18.4%

$6,710+0.4%

$3,514+91.7%

Admin fee / account holder

$394

$569-30.8%

$10,265-96.2%

$847-53.6%

Provider

Service type

Compensation

SAGEPOINT FINANCIAL INC4 years

Filed as: FSC SECURITIES CORPORATION

Service code 27

2300 WINDY RIDGE PKWY. · ATLANTA, GA 30339

Advisory (Plan)

$27,452

TENNESSEE PENSION ADMINISTRATORS5+ years

Service code 13

11911 KINGSTON PIKE · KNOXVILLE, TN 37934

Contract Administrator

$15,158

AMERICAN FUNDS1 year

Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$15,031

WOODALL GROUP, LLC3 years

Service code 10

10401 BRADFORD PEAR COURT · KNOXVILLE, TN 37932

Accounting

$6,500

STRATA G PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STRATA G PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion