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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,414 | $89,259+134.6% | $107,187+95.4% | $82,637+153.4% |
| Participation rate | 38.9% | 67.9%-29.0pp | 75.0%-36.1pp | 68.1%-29.2pp |
| Annual return | 14.75% | 21.02%-6.3pp | 204.55%-189.8pp | 53.51%-38.8pp |
| Employer contribution / active EE | $1,176 | $3,080-61.8% | $3,782-68.9% | $2,552-53.9% |
| Participant deferral / active EE | $2,928 | $4,037-27.5% | $5,096-42.5% | $4,126-29.0% |
| Admin fee / account holder | $57,243 | $7,381+675.5% | $9,162+524.8% | $7,339+680.0% |