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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,353 | $63,346+33.2% | $92,240-8.6% | $70,126+20.3% |
| Participation rate | 55.6% | 68.7%-13.1pp | 76.5%-20.9pp | 69.5%-14.0pp |
| Annual return | 16.69% | 530.19%-513.5pp | 176.29%-159.6pp | 73.15%-56.5pp |
| Employer contribution / active EE | $1,216 | $2,471-50.8% | $3,680-67.0% | $2,343-48.1% |
| Participant deferral / active EE | $3,310 | $2,854+16.0% | $3,897-15.1% | $3,332-0.6% |
| Admin fee / account holder | $1,312 | $3,841-65.8% | $5,194-74.7% | $4,645-71.8% |