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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,264 | $178,174-57.8% | $156,181-51.8% | $137,256-45.2% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.8%+6.9pp | 80.0%+5.8pp |
| Annual return | 12.34% | 84.19%-71.9pp | 64.87%-52.5pp | 220.34%-208.0pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,681 | $6,888-3.0% | $6,132+9.0% | $6,407+4.3% |
| Admin fee / account holder | $34,713 | $17,404+99.5% | $14,586+138.0% | $12,270+182.9% |