Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,233 | $59,839-92.9% | $81,991-94.8% | $79,852-94.7% |
| Participation rate | 69.9% | 61.6%+8.2pp | 69.3%+0.6pp | 69.6%+0.2pp |
| Annual return | 14.69% | 17.56%-2.9pp | 41.31%-26.6pp | 31.72%-17.0pp |
| Employer contribution / active EE | $0 | $1,713-100.0% | $2,498-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $414 | $2,695-84.6% | $3,722-88.9% | $3,740-88.9% |
| Admin fee / account holder | $599 | $4,287-86.0% | $5,665-89.4% | $5,306-88.7% |