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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,886 | $162,136+12.8% | $152,301+20.1% | $154,746+18.2% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 15.03% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.3pp |
| Employer contribution / active EE | $2,825 | $4,890-42.2% | $4,624-38.9% | $4,379-35.5% |
| Participant deferral / active EE | $8,389 | $8,341+0.6% | $8,004+4.8% | $6,730+24.7% |
| Admin fee / account holder | $14,784 | $15,759-6.2% | $14,398+2.7% | $14,365+2.9% |