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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,534 | $148,629-10.8% | $135,982-2.5% | $139,487-5.0% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 22.07% | 79.33%-57.3pp | 68.32%-46.3pp | 373.84%-351.8pp |
| Employer contribution / active EE | $2,888 | $5,247-44.9% | $4,859-40.6% | $4,755-39.3% |
| Participant deferral / active EE | $7,785 | $8,102-3.9% | $7,760+0.3% | $6,713+16.0% |
| Admin fee / account holder | $404 | $12,406-96.7% | $10,767-96.2% | $11,407-96.5% |