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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,315 | $165,399-33.3% | $149,745-26.3% | $158,982-30.6% |
| Participation rate | 90.0% | 84.6%+5.4pp | 82.5%+7.5pp | 82.0%+8.0pp |
| Annual return | 15.76% | 348.34%-332.6pp | 276.72%-261.0pp | 302.99%-287.2pp |
| Employer contribution / active EE | $2,272 | $5,105-55.5% | $4,646-51.1% | $4,763-52.3% |
| Participant deferral / active EE | $6,488 | $7,183-9.7% | $6,843-5.2% | $5,983+8.4% |
| Admin fee / account holder | $1,590 | $10,811-85.3% | $9,312-82.9% | $11,252-85.9% |