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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,886 | $154,228+18.6% | $145,433+25.8% | $137,256+33.2% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 15.03% | 74.59%-59.6pp | 66.58%-51.5pp | 220.34%-205.3pp |
| Employer contribution / active EE | $2,825 | $4,804-41.2% | $4,554-38.0% | $4,156-32.0% |
| Participant deferral / active EE | $8,389 | $8,216+2.1% | $7,897+6.2% | $6,407+30.9% |
| Admin fee / account holder | $14,784 | $14,344+3.1% | $13,129+12.6% | $12,270+20.5% |