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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,402 | $154,159-56.9% | $130,026-48.9% | $139,456-52.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.06% | 32.50%-16.4pp | -137.26%+153.3pp | 373.45%-357.4pp |
| Employer contribution / active EE | $3,393 | $5,292-35.9% | $4,321-21.5% | $4,753-28.6% |
| Participant deferral / active EE | $10,868 | $6,710+62.0% | $5,821+86.7% | $6,711+61.9% |
| Admin fee / account holder | $15,500 | $14,001+10.7% | $10,608+46.1% | $11,407+35.9% |