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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,483 | $162,821-65.9% | $133,978-58.6% | $158,982-65.1% |
| Participation rate | 85.7% | 83.2%+2.5pp | 79.8%+5.9pp | 82.0%+3.7pp |
| Annual return | 11.39% | 41.95%-30.6pp | 45.10%-33.7pp | 302.99%-291.6pp |
| Employer contribution / active EE | $2,573 | $4,976-48.3% | $3,919-34.4% | $4,763-46.0% |
| Participant deferral / active EE | $6,456 | $5,910+9.2% | $5,047+27.9% | $5,983+7.9% |
| Admin fee / account holder | $1,104 | $11,742-90.6% | $8,930-87.6% | $11,252-90.2% |