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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,032 | $64,716+15.9% | $112,258-33.2% | $68,495+9.5% |
| Participation rate | 65.5% | 67.2%-1.7pp | 75.1%-9.6pp | 67.9%-2.4pp |
| Annual return | 0.00% | -11.40%+11.4pp | 27.47%-27.5pp | -7.84%+7.8pp |
| Employer contribution / active EE | $1,320 | $2,746-51.9% | $3,636-63.7% | $2,596-49.2% |
| Participant deferral / active EE | $1,639 | $3,565-54.0% | $4,728-65.3% | $4,028-59.3% |
| Admin fee / account holder | $334 | $5,232-93.6% | $6,411-94.8% | $5,403-93.8% |