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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,501 | $81,457+39.3% | $103,378+9.8% | $80,911+40.3% |
| Participation rate | 60.8% | 66.8%-6.1pp | 74.5%-13.7pp | 67.6%-6.9pp |
| Annual return | 10.66% | 25.58%-14.9pp | 24.91%-14.2pp | 35.63%-25.0pp |
| Employer contribution / active EE | $3,278 | $3,107+5.5% | $3,870-15.3% | $2,756+19.0% |
| Participant deferral / active EE | $4,224 | $3,871+9.1% | $5,058-16.5% | $4,297-1.7% |
| Admin fee / account holder | $10,367 | $6,717+54.3% | $8,401+23.4% | $6,935+49.5% |