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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,288 | $99,053+5.3% | $88,179+18.3% | $138,895-24.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 16.30% | 78.17%-61.9pp | 64.97%-48.7pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,951 | $2,882-32.3% | $2,549-23.5% | $4,194-53.5% |
| Participant deferral / active EE | $6,900 | $5,225+32.0% | $4,614+49.6% | $6,396+7.9% |
| Admin fee / account holder | $340 | $8,748-96.1% | $7,673-95.6% | $12,562-97.3% |