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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,322 | $109,411-12.9% | $89,435+6.6% | $158,982-40.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 11.93% | 345.68%-333.7pp | 245.55%-233.6pp | 302.99%-291.1pp |
| Employer contribution / active EE | $6,436 | $3,173+102.9% | $2,587+148.8% | $4,763+35.1% |
| Participant deferral / active EE | $7,797 | $4,600+69.5% | $3,890+100.4% | $5,983+30.3% |
| Admin fee / account holder | $12,372 | $6,159+100.9% | $4,884+153.3% | $11,252+10.0% |