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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,559 | $95,188-45.8% | $76,518-32.6% | $135,380-61.9% |
| Participation rate | 66.7% | 74.4%-7.7pp | 68.0%-1.3pp | 82.6%-16.0pp |
| Annual return | -4.29% | 4.85%-9.1pp | -0.27%-4.0pp | 519.81%-524.1pp |
| Employer contribution / active EE | $3,760 | $3,303+13.8% | $2,647+42.0% | $4,779-21.3% |
| Participant deferral / active EE | $7,264 | $4,640+56.5% | $3,836+89.4% | $5,609+29.5% |
| Admin fee / account holder | $256 | $6,249-95.9% | $4,849-94.7% | $10,828-97.6% |