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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,135 | $100,073-12.9% | $85,126+2.4% | $145,877-40.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 10.79% | 84.11%-73.3pp | 66.63%-55.8pp | 551.28%-540.5pp |
| Employer contribution / active EE | $4,205 | $3,236+29.9% | $2,731+54.0% | $4,663-9.8% |
| Participant deferral / active EE | $8,038 | $5,294+51.8% | $4,523+77.7% | $6,691+20.1% |
| Admin fee / account holder | $352 | $7,261-95.2% | $6,160-94.3% | $13,402-97.4% |