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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,481 | $104,482+53.6% | $159,455+0.6% | $79,393+102.1% |
| Participation rate | 86.5% | 76.6%+9.9pp | 82.8%+3.7pp | 70.7%+15.8pp |
| Annual return | 63.30% | 67.96%-4.7pp | 263.63%-200.3pp | 116.87%-53.6pp |
| Employer contribution / active EE | $3,032 | $3,416-11.2% | $4,830-37.2% | $2,428+24.9% |
| Participant deferral / active EE | $11,243 | $6,467+73.8% | $7,353+52.9% | $4,046+177.9% |
| Admin fee / account holder | $4,645 | $711+553.0% | $10,800-57.0% | $627+641.4% |