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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,627 | $89,367+28.3% | $141,191-18.8% | $72,975+57.1% |
| Participation rate | 66.7% | 75.1%-8.5pp | 82.5%-15.8pp | 69.5%-2.8pp |
| Annual return | 43.38% | 111.87%-68.5pp | 71.41%-28.0pp | 81.01%-37.6pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,426 | $5,419+37.0% | $6,710+10.7% | $3,608+105.8% |
| Admin fee / account holder | $2,305 | $5,957-61.3% | $10,264-77.5% | $5,124-55.0% |