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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,871 | $75,962+431.7% | $154,108+162.1% | $64,173+529.3% |
| Participation rate | 96.6% | 70.4%+26.1pp | 83.0%+13.5pp | 69.6%+27.0pp |
| Annual return | -5.33% | 30.32%-35.7pp | 735.21%-740.5pp | 7.63%-13.0pp |
| Employer contribution / active EE | $2,751 | $3,350-17.9% | $5,298-48.1% | $2,381+15.6% |
| Participant deferral / active EE | $9,048 | $3,175+185.0% | $5,081+78.1% | $3,470+160.8% |
| Admin fee / account holder | $943 | $5,589-83.1% | $13,411-93.0% | $4,887-80.7% |