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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,682 | $95,415+248.7% | $185,851+79.0% | $85,851+287.5% |
| Participation rate | 77.4% | 68.8%+8.7pp | 81.7%-4.3pp | 69.3%+8.1pp |
| Annual return | 8.79% | 23.59%-14.8pp | 122.11%-113.3pp | 318.63%-309.8pp |
| Employer contribution / active EE | $6,959 | $3,314+110.0% | $5,168+34.6% | $2,565+171.3% |
| Participant deferral / active EE | $7,460 | $3,424+117.9% | $5,569+34.0% | $3,952+88.8% |
| Admin fee / account holder | $213,456 | $7,215+2858.6% | $16,245+1214.0% | $6,261+3309.3% |