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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,251 | $73,848-84.8% | $143,799-92.2% | $68,486-83.6% |
| Participation rate | 41.4% | 66.7%-25.3pp | 80.3%-38.9pp | 67.9%-26.5pp |
| Annual return | -13.44% | 0.91%-14.4pp | -0.04%-13.4pp | -7.85%-5.6pp |
| Employer contribution / active EE | $866 | $3,184-72.8% | $4,952-82.5% | $2,597-66.7% |
| Participant deferral / active EE | $1,130 | $3,385-66.6% | $5,638-80.0% | $4,028-72.0% |
| Admin fee / account holder | $311 | $5,755-94.6% | $14,677-97.9% | $5,404-94.2% |