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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,404 | $91,198-93.0% | $178,503-96.4% | $79,856-92.0% |
| Participation rate | 45.9% | 69.2%-23.3pp | 81.9%-36.0pp | 69.6%-23.7pp |
| Annual return | 23.48% | 24.20%-0.7pp | 151.12%-127.6pp | 31.71%-8.2pp |
| Employer contribution / active EE | $786 | $3,257-75.9% | $5,011-84.3% | $2,471-68.2% |
| Participant deferral / active EE | $1,006 | $3,237-68.9% | $5,202-80.7% | $3,741-73.1% |
| Admin fee / account holder | $85 | $6,748-98.7% | $13,987-99.4% | $5,306-98.4% |