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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,696 | $150,412-55.7% | $120,574-44.7% | $145,884-54.3% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.3pp | 80.3%-13.6pp |
| Annual return | 11.67% | 154.50%-142.8pp | 107.42%-95.8pp | 551.85%-540.2pp |
| Employer contribution / active EE | $1,402 | $4,355-67.8% | $3,471-59.6% | $4,662-69.9% |
| Participant deferral / active EE | $2,312 | $6,175-62.6% | $4,996-53.7% | $6,690-65.4% |
| Admin fee / account holder | $760 | $12,224-93.8% | $9,445-92.0% | $13,392-94.3% |