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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,233 | $141,001-60.8% | $112,228-50.8% | $139,487-60.4% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 14.92% | 32.75%-17.8pp | 30.23%-15.3pp | 373.84%-358.9pp |
| Employer contribution / active EE | $0 | $4,285-100.0% | $3,432-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,387 | $5,877-59.4% | $4,800-50.3% | $6,713-64.4% |
| Admin fee / account holder | $1,029 | $9,959-89.7% | $7,752-86.7% | $11,407-91.0% |