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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,311 | $155,840-69.0% | $124,694-61.3% | $167,553-71.2% |
| Participation rate | 58.8% | 81.1%-22.3pp | 74.6%-15.8pp | 82.1%-23.3pp |
| Annual return | 14.67% | 17.98%-3.3pp | 5144.82%-5130.1pp | 478.89%-464.2pp |
| Employer contribution / active EE | $1,235 | $4,165-70.3% | $3,325-62.9% | $4,840-74.5% |
| Participant deferral / active EE | $4,022 | $5,675-29.1% | $4,615-12.8% | $6,343-36.6% |
| Admin fee / account holder | $20 | $9,536-99.8% | $7,495-99.7% | $12,316-99.8% |