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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,841 | $102,609-39.7% | $98,090-37.0% | $138,895-55.5% |
| Participation rate | 83.3% | 82.8%+0.6pp | 81.5%+1.8pp | 79.9%+3.4pp |
| Annual return | 24.60% | 36.44%-11.8pp | 37.05%-12.4pp | 145.39%-120.8pp |
| Employer contribution / active EE | $3,298 | $3,867-14.7% | $3,606-8.5% | $4,194-21.4% |
| Participant deferral / active EE | $9,809 | $8,167+20.1% | $7,845+25.0% | $6,396+53.4% |
| Admin fee / account holder | $1,736 | $11,434-84.8% | $11,815-85.3% | $12,562-86.2% |