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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,390 | $108,922-64.8% | $100,398-61.8% | $145,978-73.7% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 12.93% | 58.04%-45.1pp | 49.32%-36.4pp | 550.52%-537.6pp |
| Employer contribution / active EE | $3,882 | $4,426-12.3% | $3,946-1.6% | $4,662-16.7% |
| Participant deferral / active EE | $8,837 | $8,450+4.6% | $8,084+9.3% | $6,690+32.1% |
| Admin fee / account holder | $8,728 | $9,680-9.8% | $7,893+10.6% | $13,400-34.9% |