Retirement plan

403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCE

Name: COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC. - 403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCE (2016) Form 5500
Creator: COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCE, COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC.

COLLABORATIVE EFFORT TO REINFORCE T RANSITION SUCCESS, INC.EIN 01-0592853Plan #001PY 2016

1501 CASHO MILL RD STE 1 - NEWARK, DE 19711302-731-0301

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$33K

No prior year

Total participants

No prior year

Average account balance

$1,820

No prior year

Annual return

59.53%

No prior year

Benchmarks

See 30,914 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort30,914 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$400K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

172.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$40K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.77%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$829

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2L2G2F2S2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$6K

$279 / participant

Other / not subdivided$6K100.0%

% of EOY assets

17.883%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$1,820

$90,486-98.0%

$78,676-97.7%

$273,972-99.3%

Participation rate

76.2%

76.5%-0.3pp

73.6%+2.6pp

83.0%-6.8pp

Annual return

59.53%

75.62%-16.1pp

62.19%-2.7pp

41.46%+18.1pp

Employer contribution / active EE

$398

$3,175-87.5%

$2,850-86.0%

$4,869-91.8%

Participant deferral / active EE

$661

$3,901-83.1%

$3,517-81.2%

$5,287-87.5%

Admin fee / account holder

$325

$5,263-93.8%

$4,510-92.8%

$10,133-96.8%

403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN OF COLLABORATIVE EFFORT TO REINFORCE TRANSITION SUCCE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion